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Frequently Asked Questions

What is TRADIC?

TRADIC is a software platform (SaaS) that allows you to create your own automated trading strategies (“bots”) and execute them on your brokerage account (e.g., Bitpanda). We are a software provider only and do not offer investment advice.

What makes our bots so special?

Automated. Unemotional. Consistent. TRADIC implements your strategy exactly according to your specifications.

The software buys more when prices fall in order to lower the average price. The system does not trigger a sale until when your predefined profit target is reached. Selling at a loss (stop-loss) is not permitted.

Important: This is not a guarantee of profit. If the price continues to fall, the bot will pause. Your capital remains tied up in the trading currency (holding risk, including the risk of total loss).

Your benefit: You take advantage of natural market fluctuations through actual purchases (long positions)—without leverage and without betting on falling prices.

Is my money safe with TRADIC?

Your money always remains in your brokerage account. TRADIC is granted permission to trade via the API interface (remote access) and can never withdraw any funds.

What are the costs involved?

You can find the exact costs in our Price List. Costs are incurred only in the case of bot sales in the amount of 0.1% of sales volume per percentage point of the profit target (default: 2%) as well as at Payouts in the amount of €1.00 per transaction . All other features are free of charge.

Will I be charged if I create an account but don't use it?

No. Registration with TRADIC is free of charge and with no obligation. You can explore the platform at your leisure, with no fees, subscriptions, or obligations. There are no costs involved only when in use, such as when a bot executes trades or you withdraw funds from your wallet.

How do I link my brokerage account?

After registering, you'll be guided through the onboarding process. There, you'll select your broker and follow the step-by-step instructions to create and enter a secure API key.

Do I need prior experience in trading?

No, not necessarily. TRADIC is designed so that you can get started even without any prior knowledge. However, you should definitely familiarize yourself with the fundamental risks familiarize yourself with the business. You always make the final decision and bear full responsibility.

Can I stop a bot at any time?

Yes. You have full control over your portfolio and can permanently stop any bot with just a few clicks.

Was passiert, wenn mein Wallet 0 € erreicht?

Verkäufe werden immer abgeschlossen – auch wenn die Gebühren dein Restguthaben übersteigen. Fällt dein Wallet dadurch auf 0 € oder darunter, stoppen wir alle Bots sofort. Offene Positionen bleiben geöffnet. Lade dein Wallet auf, um die Bots wieder zu starten.

Can I really generate passive income in Germany using automated crypto bots?

Your ability to make a profit using trading bots depends on your strategy and market volatility. TRADIC provides you with the tools to automate your strategy, but we do not guarantee a profit. We strongly recommend that you Risk Disclosures Please note.

Is TRADIC a financial services provider (regulated by BaFin)?

No. TRADIC is purely a technology provider (Software-as-a-Service). We are not licensed by BaFin because we No investment advice, financial portfolio management, or trading recommendations We offer this service. You configure your bots yourself and act at your own risk. Our service fee is a volume-based software usage fee.

What regulatory requirements apply to crypto trading bots in Germany (BaFin, MiCA)?

VestChance GbR (TRADIC) does not offer financial services and is therefore not subject to BaFin supervision. We operate solely as a software provider. The EU-wide MiCA Regulation (Markets in Crypto-Assets) primarily governs crypto service providers that are required to obtain a license. You are trading as a private individual and do so at your own risk.

How do I report profits from crypto trading bots for tax purposes in Germany?

In Germany, crypto gains may be subject to tax as personal capital gains. The tax treatment depends on your individual circumstances and the applicable laws. TRADIC provides a transaction overview, but this does not replace professional tax advice. Please consult a tax advisor.

Do the bots use artificial intelligence (AI)?

No, our bots operate solely based on set algorithms and predefined percentages. When it comes to trading and money, we deliberately avoid using AI because it can be prone to errors and act inconsistently. Our bots, on the other hand, run continuously according to the predefined algorithm—steadily, reliably, and always following the strategy you, as the user, have defined yourself.

What is the difference between a DCA bot, a grid bot, and swing trading?

All three strategies can be implemented automatically in the TRADIC software. DCA (dollar-cost averaging) and grid bots buy more when prices fall to lower the average price. Swing trading aims to capitalize on price movements over the course of days or weeks.

What happens if the price keeps falling and doesn't recover?

Since our bot software is programmed not to execute automatic sales at a loss, a so-called “bagholding risk” arises in this case. This means that if the price no longer reaches your set profit target, you will retain the purchased cryptocurrencies in your portfolio. The bot waits until the target price is reached. This can result in your capital remaining tied up for the long term or, in the event of a sustained price decline, losing significant value (up to a total loss). TRADIC assumes no liability for market developments.

Is there deposit insurance for crypto deposits with brokers like Kraken or Binance?

Crypto-assets are generally subject to no statutory deposit insurance just like bank deposits in Germany. The security of your assets depends on the security measures implemented by the respective broker. TRADIC has no access to your deposits.

How does 24/7 market monitoring work, even while I'm sleeping?

Our bots run on high-performance servers in the cloud and are directly connected to your broker via API. This enables continuous market monitoring and the immediate execution of your predefined orders (buy/sell), even when you're offline.

Gibt es ein Limit für Backtests?

Ja. Um unsere Server zu schützen und dir sowie allen Nutzern schnelle Ergebnisse zu garantieren, sind Backtests auf maximal 5 Durchläufe pro 24 Stunden begrenzt (rollierendes Fenster). Nach Erreichen des Limits kannst du den nächsten Backtest starten, sobald ein älterer Test aus dem Zeitraum herausfällt.

Is it safe to use API keys (e.g., Binance API) for trading bots?

We handle your API keys in accordance with the highest security standards (encryption). Most importantly: You must ensure that you provide us with No right to withdrawal You cannot withdraw your funds from TRADIC.

What are the advantages of automated crypto trading over manual day trading?

Automation allows for consistent, emotion-free execution of your strategy, 24 hours a day. Unlike manual trading, there’s no need to constantly monitor screens. That’s the strength of the software.

Why is choosing the price range so important when setting up a bot?

Price coverage determines your risk. It determines how much the bot can cushion against price drops by buying more before your budget runs out. You decide whether to pursue a short-term (low coverage) or long-term (high coverage) strategy.

What does "bot cycle" mean in the price list?

A bot run refers to a completed trading cycle of the bot. A trading cycle is considered complete when the entire capital has been reinvested in the Base currency is in your account.